Madison, MS – When a car accident or personal injury occurs, an insurance claim is filed on behalf of the victim. To determine the right amount of money an insurance company needs to pay, a third party such as Phillips & Associates, Inc. intervenes. The Loss adjuster has created long-term relationships with insurance companies throughout Mississippi to handle the on-site work, assess the damages, and file claims. The staff understands the legal framework of insurance to put together the correct reports/paperwork and ensure that the victim gets the appropriate amount of money for their claims.
Phillips & Associates, Inc. are independent property claim adjusters for residential, commercial, and lender-placed policies. The adjusters know the nuances of property claims, which is why they file for damages connected to the grounds, personal property, overlying structures, and personal injuries. They provide an objective perspective to the process and evaluate property claims for cost-effective solutions. With the proper administration of a claim, the team identifies issues in coverage related to causation or the value of the lost property. The firm’s expertise extends to claim adjustments under 1st property circumstances such as wind, fire, hail, construction defects, vandalism, tornados, catastrophes, ice storms, or hurricanes.
General liability insurance is a standard, and E&S commercial policy businesses of all sizes and industries need to protect them against loss. Phillips & Associates, Inc. has a strong background in managing Madison County insurance claims for companies. They start by reviewing the term of the policies to understand the client’s claim before streamlining the recovery process. After creating a record that reflects a fair evaluation, the adjusters conduct field investigations and collect evidence relevant to a final determination on coverage.
The firm manages 1st/3rd party auto liability investigations, total loss evaluations, worker’s compensation, cargo losses, mediation, and premises liability. The marine claims adjusters handle inland marine and heavy equipment claims. They understand the exposure of liability during evaluation, which is why they follow detailed procedures, policy terms, and conditions. They have extensive knowledge in claim adjustments for farm equipment, trucks/trailers, cranes, contractor tools, rigging equipment, desk reviews, and cargo/shipping.
The adjusters use FileTrac(TM) Claims Management System Software to review files, investigate claims, determine value, and archive a claim upon completion. The software also allows for customization opportunities that provide clients with the needed information, online reports, data encryption, and backup protocols.
Since its establishment in 1976, Phillips & Associates, Inc. has become the largest independent and privately owned insurance claim service company in Mississippi. Each representative specializes in various insurance facets across several states, giving them in-depth insight into the industry’s best practices, the law, policies, and customer needs. Additionally, they attend regular education courses and training to keep up with new issues in property claim management.
To file a claim, visit their website or contact them by calling 601-956-5650 to speak to an adjuster. Phillips & Associates, Inc. is located at 1300 Hwy 15, Madison, MS, 39110, US.
Phillips & Associates, Inc.
Gene Phillips, III
1300 Hwy 15
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