Orange Mortgage and Finance Brokers Breaks Down the Process of Getting a Home Loan in Perth

North Perth, WA – Obtaining a mortgage is necessary for purchasing a home or other real estate property. While financing options are available for buyers, they must consider the amount, their ability to borrow, the current market, lenders’ incentives, repayment alternatives, and many more. Orange Mortgage and Finance Brokers use advanced systems and algorithms to match clients with lending institutions in Perth. Their networks and a team of financial professionals take pride in their ability to get a rate that best suits clients’ needs.

To get a home loan from the mortgage broking company in Perth, a client needs to contact the team via email, phone, or online submission. Once the broker answers a request, they get to know the client by asking questions and understanding their financial position. The broker then sends the client an email summarising the conversation/consultation. On the day of the meeting, the broker outlines the lenders and their commission before addressing any concerns or using their database to create a loan structure specific to a client’s needs. At the end of the meeting, the client receives a list of documents the brokerage company will need and a standard fact-finding questionnaire.

After the meeting, the client should gather the required documentation at their own pace. Upon submission, Orange Mortgage and Finance Brokers reviews and analyses it, ensuring that they take into account the behind-the-scenes factors such as credit card problems or records of late payments. They then recommend a loan package and prepare an application form. Once the client signs it, the brokers handle the electronic application process and monitor it to ensure it goes through smoothly.

If the lender finishes processing the application, they give the client conditional approval, where they have to value a property and provide income/bank statements of monthly income, homeowners insurance verification, or additional paperwork for specific loan requirements. Once completed, the brokers submit the signed application to the lender for settlement.

There are many home loans in the Australian market with different requirements specific to the lender. At Orange Mortgage and Finance Brokers, the team ensures that they find the right loan, whether a client is new at property financing or has extensive experience. They help clients find first home buyers’ loans, new arrival home loans, construction loans, SMSF mortgages, refinancing home loans, parental guarantees, investment loans, and temporary visa home loans.

Besides making the loan process simple, the brokers are passionate about guiding and educating clients on finances, the law, real estate markets, mortgages, RBA interest rates, current trends, and many more. Their approach to service has earned them many 5-star reviews, positive testimonials, and long-term relationships with the communities of Perth.

To learn more about home loans in Perth, visit the company’s website or call 0425 212 636 to request a consultation. Orange Mortgage and Finance Brokers are located at 46B Angove Street, North Perth, WA, 6006, AU.

Media Contact

Company Name
Orange Mortgage and Finance Brokers
Contact Name
Laszlo Szollosi
0425 212 636
46B Angove Street
North Perth
Western Australia

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